"Non-combustible structures, like those built with cold-formed steel, have better loss histories and are often viewed by insurance underwriters as lower risk. This can translate to lower costs and broader coverage than combustible wood framing." - Steel Framing Industry Association
CFS provides both the builder and the end consumer cost saving benefits. While the initial cost may compare to lumber in today's market, the overall cost savings in the long run. Builder's risk insurance and the end consumer's building or homeowner's insurance premiums are less expensive due to the durability, strength and fire resistance of cold-formed steel framing versus traditional lumber.